I was wondering the same thing regarding my return so I looked into it, I found out that If you filed it with turbo tax and choose the direct withdrawl for their funds to process the return and it went thru santa barbra bank in CA, Well to make a long story short, this was a temporary account that turbo tax had set up and it was cancelled after they got there money, So I just hope that when the direct deposist does not go thru that I do not get put at the end of the line