Regardless if you have to file or not, file! The easiest way to file is get the blank form 1040, write at the top NO INCOME, fill out the name, social security number, etc, sign date and send it in.

If for some reason in the future you need to file chpt 13 bankruptcy, need a loan, etc, your chances of being able to file 13 or get a loan could be in jeopardy because you failed to file your taxes, regardless of the reason why or if you needed to or not.

Another thing people don't know is the IRS can fill in the blanks, just send your w-2s and the tax form above to irs and write at the top, IRS COMPLETE and they will and chances are, if you provide all your income statements, you will get a better return and be audit proof!