Terrie Carmichael says if she hadn't heard screams outside her second floor apartment she might not be alive right now.
"I was changing the baby diaper and putting some clothes on her and I heard a scream. My mamma's in the kitchen cooking and said, 'go see what that is' and I said 'oh momma it's a fire!''"
The fire at Chalet Apartment Homes started in a third floor unit.
Meanwhile emergency service officials say several other residents were trying to escape as well.
"Red Bank fire was already on the scene here going door to door with the neighbors to make sure they did double back and make sure they were able to notify every single person in those apartments," said Amy Maxwell of Hamilton County EMS.
One woman was taken to the hospital for minor burn injuries, but no one else was harmed.
10 units in all were either destroyed or damaged by water and smoke, and a total of 24 families left homeless from the devastation.
They are either staying at a hotel or with family.