Security breach may change the way many people shop

Reported by: Erik Avanier
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Updated: 12/27/2013 6:52 pm
CHATTANOOGA, Tennessee(WDEF) - Many local Target store shoppers are voicing their concerns and opinions about the second largest security breach in U.S. history.

40 million credit and debit card accounts were stolen by computer hackers during the Christmas shopping season. Those accounts were hacked when shoppers across the country made purchases at Target stores.

Now the question is whether or not this will change the way people shop.

"Well I'm always cautious when I use my cards but it won't change the way I use it because I have safety protection on all my accounts," said Sandy Davis of Signal Mountain.

"It makes me think twice but it doesn't change my buying habits," said Mandy Morgan of Chattanooga.

But some local residents are very concerned when it comes to having a bank account hacked while making a store purchase. So much so that using cash or writing a check is the norm.

"People know what they're doing now as far as computers so yes, I'm very worried. I try to pay cash everywhere I go," said Cathy Daughtery of Chattanooga.

"I try not to use my credit unless I'm sure where I'm using it. Feel confident. But who knows with hackers out there. I do my best. Cash is good," said Nancy Siska of Chattanooga.

While the Department of Justice is investigating these hacked accounts, banks are starting to respond. For example: J.P. Morgan and Chase recently announced that its card holders would only be able to withdraw up to $100 or make purchases of up to $300 per day until security is fully restored. Meanwhile many Target customers have filed federal lawsuits accusing Target of negligence in failing to protect customer data.

"I hear about these things all the time and I cant really put much  into problems of Target or any kind of financial institution that's going on because I really rely on my card a lot and I can't imagine going back to cash," Morgan said.

The Target corporation issues a statement on Friday saying its computer systems do not store debit card PIN information and that the numbers can only be decrypted by an external payment processor.

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Bethanycat - 12/28/2013 7:09 PM
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I use cash most of the time. ESPECIALLY at restaurants. I don't want a server to take my card into a back room and copy down the information. For online purchases such as Amazon, I try to use gift cards, or if I have to use a credit card, I always take the information out of their system after a purchase.
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