Chattanooga Ranks as a Safe-Driving City on Allstate Insurance Report

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Updated: 8/27/2013 3:00 pm
(WDEF)   Chattanooga ranks 31 on 2013 “Allstate America’s Best Drivers Report™”
     The Allstate Insurance Company (NYSE: ALL) today released its ninth annual “Allstate America’s Best Drivers Report®.” The report, based on Allstate claims data, ranks America’s 200 largest cities in terms of car collision frequency to identify which cities have the safest drivers.
     In the 2013 report, Chattanooga ranks as one of the safest driving cities in the South, the second safest driving city in Tennessee and overall landing at 31 on the list. According to the report, the average driver in Chattanooga will experience an auto collision every 11.1 years.
     “Drivers in Chattanooga are making great progress toward keeping America’s roadways safer,” said Allison Hatcher, Regional Spokesperson. “We salute Chattanooga’s best drivers and recognize their safe driving skills, which make all of our communities safer places to live, work and raise families.”
     The Allstate America’s Best Driver’s Report was created to facilitate an ongoing dialogue on safe driving that saves lives. This year’s top honor of “America’s Safest Driving City” is Fort Collins, Colorado, the third year the city has held the top spot in the report’s nine-year history. According to the report, the average driver in Fort Collins will experience an auto collision every 13.9 years, which is 28.2 percent less likely than the national average of 10 years.
     Below is a look at how other cities in Tennessee finished.
     City & Overall Ranking Collision Likelihood Compared to National Average Average Years Between Collisions
-Knoxville, 12 -15.6% 11.8
-Clarksville, 69 1.8% 9.8
-Nashville, 80 3.5% 9.7
-Memphis, 84 5.1% 9.5
      According to the most recent report by the National Highway Traffic Safety Administration, car crash fatalities increased by more than 1,700 from 2011 to 2012, the first year-to-year increase in fatalities since 2005. While fatalities have increased over the past year, Allstate research found that 70 percent of vehicles involved in auto claims are considered drivable, which indicates that most claims are the result of low speed (under 35 miles per hour) collisions that take place in “stop and go” traffic locations.
     “It is vital for us to educate American drivers about safe driving behaviors they can practice on the road that will help make our roadways safer,” said Allison Hatcher, Regional Spokesperson. “Minimizing distractions, obeying traffic laws, and using your car's safety features like turn signals and headlights, are all ways to be safer, no matter where you drive.”

The Report
     For the past nine years, Allstate actuaries have conducted an in-depth analysis of company claim data to determine the likelihood drivers in America’s 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2010 to December 2011) to ensure the findings would not be impacted by external influences such as weather or road construction.
     A weighted average of the two-year numbers determined the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate’s auto policies represent about 10 percent of all U.S. auto policies, making this report a realistic snapshot of what’s happening on America’s roadways.
     To view the complete “Allstate America’s Best Drivers Report,” or to see previous year’s results, log on here.
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David - 8/28/2013 6:44 AM
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I don’t know what criteria Allstate has used to determine Chattanooga’s ranking but I can tell you this, I travel the southeast frequently and with the exception of Atlanta, Chattanooga drivers are the most aggressive, least considerate and most ignorant of all the drivers I encounter. They don’t know how to utilize a turning lane or turn signal, frequently cross solid double yellow lines, cruise in the passing lane, leave their fog lights on all the time, turn through intersections into the far lane, fail to yield the right of way and…well…if you live here, you know.
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